{"id":618,"date":"2024-09-14T03:44:57","date_gmt":"2024-09-14T03:44:57","guid":{"rendered":"https:\/\/torrubia.mx\/?page_id=618"},"modified":"2025-02-02T12:18:38","modified_gmt":"2025-02-02T12:18:38","slug":"simula-tu-credito","status":"publish","type":"page","link":"https:\/\/torrubia.mx\/?page_id=618","title":{"rendered":"Simula Tu Cr\u00e9dito"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"618\" class=\"elementor elementor-618\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f53c3cc e-grid e-con-boxed e-con e-parent\" data-id=\"f53c3cc\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-0fa0150 e-grid e-con-full e-con e-child\" data-id=\"0fa0150\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5fda23c e-transform elementor-widget elementor-widget-icon-box\" data-id=\"5fda23c\" data-element_type=\"widget\" data-settings=\"{&quot;_transform_translateY_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:55,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t<p style=\"color: #ca542f;\"><strong>Cr\u00e9ditos de n\u00f3mina en minutos <\/strong><strong style=\"color: #dd8043;\">f\u00e1cil, r\u00e1pido y justo<\/strong><\/p>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tObt\u00e9n Una Manita para lo que necesites\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e112bb e-transform e-transform elementor-widget elementor-widget-image\" data-id=\"4e112bb\" data-element_type=\"widget\" data-settings=\"{&quot;_transform_translateX_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:6,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:14,&quot;sizes&quot;:[]},&quot;_transform_scale_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0.9,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/torrubia.mx\/wp-content\/uploads\/2024\/09\/sentirse-seguro-manos-detras-cabeza-1024x683.png\" class=\"attachment-large size-large wp-image-620\" alt=\"\" srcset=\"https:\/\/torrubia.mx\/wp-content\/uploads\/2024\/09\/sentirse-seguro-manos-detras-cabeza-1024x683.png 1024w, https:\/\/torrubia.mx\/wp-content\/uploads\/2024\/09\/sentirse-seguro-manos-detras-cabeza-300x200.png 300w, https:\/\/torrubia.mx\/wp-content\/uploads\/2024\/09\/sentirse-seguro-manos-detras-cabeza-768x512.png 768w, https:\/\/torrubia.mx\/wp-content\/uploads\/2024\/09\/sentirse-seguro-manos-detras-cabeza.png 1091w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6d01e07 e-flex e-con-boxed e-con e-child\" data-id=\"6d01e07\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d423f05 elementor-widget elementor-widget-spacer\" data-id=\"d423f05\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-784b2fa elementor-widget__width-inherit elementor-widget elementor-widget-html\" data-id=\"784b2fa\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<!-- C\u00f3digo HTML de la calculadora -->\r\n<div class=\"calculadora-container\">\r\n    <div class=\"calculadora\">\r\n        <div class=\"tituloP\">\u00bfCu\u00e1nto necesitas?<\/div>\r\n        <div class=\"tituloM\" id=\"montoSeleccionado\">$3,500 MXN<\/div>\r\n        \r\n        <input class=\"barra\" type=\"range\" id=\"monto\" min=\"1000\" max=\"24999\" step=\"1\" value=\"3500\" oninput=\"actualizarMonto()\">\r\n\r\n        <div class=\"minMax\">\r\n            <p>Minimo: $1,000<\/p> <p>Maximo: $24,999<\/p>\r\n        <\/div>\r\n                \r\n        <div class=\"titulo\">\u00bfC\u00f3mo te pagan la n\u00f3mina?<\/div>\r\n\r\n        <div class=\"buttonGroup\"> \r\n            <button class=\"Bplazo\" onclick=\"seleccionarFrecuencia('semanal')\" id=\"semanal\">Semanal<\/button> \r\n            <button class=\"Bplazo\" onclick=\"seleccionarFrecuencia('quincenal')\" id=\"quincenal\">Quincenal<\/button>\r\n        <\/div>\r\n\r\n        <div class=\"pagos\">Tus pagos ser\u00edan de:<\/div>\r\n        <div id=\"resultado\" class=\"resultado\">$500 MXN<\/div>\r\n        <div id=\"detallePlazo\" class=\"detalle-plazo\"><\/div>\r\n        <div class=\"iva\">IVA incluido<\/div>\r\n        \r\n        <div class=\"uso\">\r\n            <select id=\"usoPrestamo\" onchange=\"validarFormulario()\">\r\n                <option value=\"\">\u00bfEn qu\u00e9 lo utilizar\u00e1s?<\/option>\r\n                <option value=\"educacion\">Educaci\u00f3n<\/option>\r\n                <option value=\"salud\">Salud<\/option>\r\n                <option value=\"negocio\">Negocio<\/option>\r\n                <option value=\"otros\">Otros<\/option>\r\n            <\/select>\r\n        <\/div>\r\n\r\n        <div class=\"contenedor\">\r\n            <button id=\"botonSolicitud\" class=\"boton\" onclick=\"enviarSolicitud()\" disabled>Solicita tu pr\u00e9stamo<\/button>\r\n        <\/div>\r\n        <div class=\"pie\">Simulaci\u00f3n con fines informativos y de comparaci\u00f3n.<\/div>\r\n    <\/div>\r\n<\/div>\r\n\r\n<!-- C\u00f3digo CSS dentro de una etiqueta <style> -->\r\n<style>\r\n\/* Encapsulamos todo en .calculadora-container para evitar afectar otros elementos de la p\u00e1gina *\/\r\n.calculadora-container {\r\n    display: flex;\r\n    justify-content: center;\r\n    align-items: center;\r\n    width: 100%;\r\n}\r\n\r\n.calculadora {\r\n    width: 100%;\r\n    max-width: 600px; \/* Ajustamos el tama\u00f1o m\u00e1ximo *\/\r\n    height: auto;\r\n    background: #ffffff;\r\n    padding: 20px;\r\n    border-radius: 20px;\r\n    border: 4px solid orange;\r\n    box-shadow: -12px 12px 20px rgba(0, 0, 0, 0.1);\r\n    margin: auto;\r\n}\r\n\r\n.tituloP {\r\n    font-size: 24px;\r\n    font-family: 'Franklin Gothic Medium', 'Arial Narrow', Arial, sans-serif;\r\n    margin-bottom: 12px;\r\n    margin-top: 2px;\r\n    color: #333333;\r\n}\r\n\r\n.tituloM {\r\n    font-size: 32px;\r\n    font-family: 'Franklin Gothic Medium', 'Arial Narrow', Arial, sans-serif;\r\n    margin-bottom: 12px;\r\n    margin-top: 2px;\r\n    color: #f78d2a;\r\n}\r\n\r\n.titulo {\r\n    font-size: 18px;\r\n    font-family: 'Franklin Gothic Medium', 'Arial Narrow', Arial, sans-serif;\r\n    margin-bottom: 24px;\r\n    margin-top: 2px;\r\n    color: #333333;\r\n}\r\n\r\ninput[type=\"range\"] {\r\n    -webkit-appearance: none;\r\n    appearance: none;\r\n    width: 100%;\r\n    height: 12px;\r\n    border-radius: 20px;\r\n    background: linear-gradient(to right, #464544 0%, #514f4e 0%, #7a7c7f 0%, #67696b 100%);\r\n    outline: none;\r\n}\r\n\r\ninput[type=\"range\"]::-webkit-slider-thumb {\r\n    -webkit-appearance: none;\r\n    appearance: none;\r\n    width: 16px;\r\n    height: 16px;\r\n    background-color: #7e7d7b;\r\n    border-radius: 50%;\r\n    cursor: pointer;\r\n}\r\n\r\n.barra {\r\n    width: 100%;\r\n    margin-top: 16px;\r\n    margin-bottom: 0;\r\n}\r\n\r\n.minMax {\r\n    display: flex;\r\n    justify-content: space-between;\r\n    font-family: Arial, sans-serif;\r\n    font-size: 12px;\r\n    color: #666;\r\n}\r\n\r\n.buttonGroup { \r\n    display: flex; \r\n    justify-content: center; \r\n    gap: 20px;\r\n} \r\n\r\n.Bplazo { \r\n    width: 45%;\r\n    font-family: 'Franklin Gothic Medium', 'Arial Narrow', Arial, sans-serif;\r\n    font-size: 16px;\r\n    padding: 12px;\r\n    border-radius: 12px;\r\n    cursor: pointer;\r\n}\r\n\r\n.pagos {\r\n    font-size: 22px;\r\n    font-family: 'Franklin Gothic Medium', 'Arial Narrow', Arial, sans-serif;\r\n    color: #333333;\r\n    text-align: center;\r\n    margin-top: 12px;\r\n}\r\n\r\n.resultado {\r\n    font-size: 26px;\r\n    color: #FF7A00;\r\n    margin-top: 14px;\r\n    text-align: center;\r\n    font-family: Arial, Helvetica, sans-serif;\r\n}\r\n\r\n.iva {\r\n    text-align: center;\r\n    color: #666;\r\n}\r\n\r\n.uso {\r\n    display: flex;\r\n    justify-content: center;\r\n    margin-top: 24px;\r\n}\r\n\r\nselect {\r\n    border-radius: 6px;\r\n    border-color: #ddd;\r\n    width: 60%;\r\n    padding: 6px;\r\n    font-family: 'Franklin Gothic Medium', 'Arial Narrow', Arial, sans-serif;\r\n    box-shadow: 4px 4px 12px rgba(0, 0, 0, 0.363);\r\n    cursor: pointer;\r\n}\r\n\r\n.contenedor {\r\n    display: flex; \r\n    justify-content: center; \r\n    align-items: center; \r\n}\r\n\r\n.boton {\r\n    text-align: center;\r\n    font-family: 'Franklin Gothic Medium', 'Arial Narrow', Arial, sans-serif;\r\n    width: 79%;\r\n    padding: 12px;\r\n    background-color: #FF7A00;\r\n    color: white;\r\n    border: none;\r\n    border-radius: 12px;\r\n    font-size: 14px;\r\n    margin-top: 20px;\r\n    cursor: pointer;\r\n}\r\n\r\n.boton:disabled {\r\n    background-color: #ddd;\r\n    cursor: not-allowed;\r\n}\r\n\r\n.pie {\r\n    text-align: center;\r\n    font-size: 10px;\r\n    margin-top: 6px;\r\n    color: #666;\r\n}\r\n\r\n.detalle-plazo {\r\n    font-size: 16px;\r\n    text-align: center;\r\n    color: #333;\r\n    margin-top: 10px;\r\n    margin-bottom: 8px;\r\n}\r\n\r\n<\/style>\r\n\r\n<!-- C\u00f3digo JavaScript dentro de una etiqueta <script> -->\r\n<script>\r\n\/\/ Variables para almacenar los valores seleccionados\r\nlet monto = 3500;\r\nlet frecuencia = '';\r\nlet usoSeleccionado = '';\r\n\r\n\/\/ Funci\u00f3n para actualizar el monto en tiempo real\r\nfunction actualizarMonto() {\r\n    const rangeInput = document.getElementById('monto');\r\n    monto = parseInt(rangeInput.value);\r\n    document.getElementById('montoSeleccionado').innerText = `$${monto.toLocaleString()} MXN`;\r\n\r\n    const value = (rangeInput.value - rangeInput.min) \/ (rangeInput.max - rangeInput.min) * 100;\r\n    rangeInput.style.background = `linear-gradient(to right, #464544 0%, #FF7A00 ${value}%, #ddd ${value}%, #fff 100%)`;\r\n\r\n    calcularPago();\r\n}\r\n\r\nactualizarMonto();\r\n\r\nfunction seleccionarFrecuencia(tipo) {\r\n    frecuencia = tipo;\r\n    document.getElementById('semanal').style.backgroundColor = tipo === 'semanal' ? '#FF7A00' : '#f0f0f0';\r\n    document.getElementById('quincenal').style.backgroundColor = tipo === 'quincenal' ? '#FF7A00' : '#f0f0f0';\r\n    calcularPago();\r\n    validarFormulario();\r\n}\r\n\r\nfunction calcularPago() {\r\n    const tipoPrestamo = monto <= 8500 ? 'adelanto' : 'credito';\r\n    const tasaInteres = tipoPrestamo === 'adelanto' ? 0.09 : 0.12;\r\n\r\n    let numeroPagos;\r\n    let leyendaPlazo;\r\n\r\n    if (tipoPrestamo === 'adelanto') {\r\n        if (frecuencia === 'semanal') {\r\n            \/\/ Adelantos semanales: siempre \"de 3 a 6 semanas seg\u00fan el monto aprobado\"\r\n            numeroPagos = 3; \/\/ Valor por defecto para c\u00e1lculo, pero la leyenda indicar\u00e1 flexibilidad\r\n            leyendaPlazo = \"de 3 a 6 semanas seg\u00fan el monto aprobado\";\r\n        } else {\r\n            \/\/ Adelantos quincenales: siempre \"3 quincenas\"\r\n            numeroPagos = 3; \r\n            leyendaPlazo = \"3 quincenas\";\r\n        }\r\n    } else {\r\n        \/\/ Cr\u00e9ditos\r\n        if (frecuencia === 'semanal') {\r\n            numeroPagos = 14;\r\n            leyendaPlazo = \"14 semanas\";\r\n        } else {\r\n            numeroPagos = 8;\r\n            leyendaPlazo = \"8 quincenas\";\r\n        }\r\n    }\r\n\r\n    const tasaPeriodo = tasaInteres \/ numeroPagos;\r\n\r\n    let saldoInsoluto = monto;\r\n    let resultado = [];\r\n\r\n    for (let i = 1; i <= numeroPagos; i++) {\r\n        const interesPeriodo = saldoInsoluto * tasaPeriodo;\r\n        const ivaInteres = interesPeriodo * 0.16;\r\n        const abonoCapital = monto \/ numeroPagos;\r\n        const pagoTotal = abonoCapital + interesPeriodo + ivaInteres;\r\n\r\n        resultado.push({\r\n            periodo: i,\r\n            saldoInsoluto: saldoInsoluto.toFixed(2),\r\n            abonoCapital: abonoCapital.toFixed(2),\r\n            interesPeriodo: interesPeriodo.toFixed(2),\r\n            ivaInteres: ivaInteres.toFixed(2),\r\n            pagoTotal: pagoTotal.toFixed(2)\r\n        });\r\n\r\n        saldoInsoluto -= abonoCapital;\r\n    }\r\n\r\n    \/\/ Mostrar el primer pago\r\n    if (resultado.length > 0) {\r\n        document.getElementById('resultado').innerText = `$${resultado[0].pagoTotal} MXN`;\r\n        mostrarPlazo(leyendaPlazo);\r\n    } else {\r\n        document.getElementById('resultado').innerText = `$0 MXN`;\r\n    }\r\n}\r\n\r\n\/\/ Funci\u00f3n para mostrar solo la leyenda del plazo\r\nfunction mostrarPlazo(leyendaPlazo) {\r\n    const detalleDiv = document.getElementById('detallePlazo');\r\n    detalleDiv.innerHTML = `Tus pagos se realizar\u00e1n en ${leyendaPlazo}.`;\r\n}\r\n\r\nfunction validarFormulario() {\r\n    usoSeleccionado = document.getElementById('usoPrestamo').value;\r\n    let boton = document.getElementById('botonSolicitud');\r\n    boton.disabled = !(frecuencia && usoSeleccionado);\r\n}\r\n\r\nfunction enviarSolicitud() {\r\n    alert('Solicitud enviada');\r\n}\r\n<\/script>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Cr\u00e9ditos de n\u00f3mina en minutos f\u00e1cil, r\u00e1pido y justo Obt\u00e9n Una Manita para lo que necesites \u00bfCu\u00e1nto necesitas? $3,500 MXN Minimo: $1,000 Maximo: $24,999 \u00bfC\u00f3mo te pagan la n\u00f3mina? Semanal Quincenal Tus pagos ser\u00edan de: $500 MXN IVA incluido \u00bfEn qu\u00e9 lo utilizar\u00e1s?Educaci\u00f3nSaludNegocioOtros Solicita tu pr\u00e9stamo Simulaci\u00f3n con fines informativos y de comparaci\u00f3n.<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"class_list":["post-618","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/torrubia.mx\/index.php?rest_route=\/wp\/v2\/pages\/618","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/torrubia.mx\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/torrubia.mx\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/torrubia.mx\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/torrubia.mx\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=618"}],"version-history":[{"count":67,"href":"https:\/\/torrubia.mx\/index.php?rest_route=\/wp\/v2\/pages\/618\/revisions"}],"predecessor-version":[{"id":1311,"href":"https:\/\/torrubia.mx\/index.php?rest_route=\/wp\/v2\/pages\/618\/revisions\/1311"}],"wp:attachment":[{"href":"https:\/\/torrubia.mx\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=618"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}